The Social Security Administration (SSA) follows a monthly payment schedule to distribute retirement, disability, and survivor benefits. On Wednesday, August 20, 2025, millions of beneficiaries will receive their payments. Here’s everything you need to know about who qualifies, the exact payment schedule, and eligibility rules.
Who Gets Social Security Payments on August 20?
Social Security checks are distributed based on the birth date of the beneficiary (not the application date).
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If your date of birth falls between the 11th and 20th of any month, you will receive your August payment on Wednesday, August 20, 2025.
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This applies to retirement benefits, disability benefits (SSDI), and survivor benefits.
Full August 2025 Payment Schedule
The SSA distributes benefits in three waves each month (excluding Supplemental Security Income, SSI, which follows a different schedule):
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August 13, 2025 (2nd Wednesday): For people born 1st–10th of the month
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August 20, 2025 (3rd Wednesday): For people born 11th–20th of the month
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August 27, 2025 (4th Wednesday): For people born 21st–31st of the month
👉 People who started receiving benefits before May 1997 or those getting SSI + Social Security together usually get paid on the 1st or 3rd of the month instead.
Eligibility for Social Security Payments
To receive Social Security payments in August 2025, you must:
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Be an eligible beneficiary – retired workers, disabled individuals (SSDI), or survivors.
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Have applied and been approved by the SSA.
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Have your birth date between 11–20 (for the August 20 payment specifically).
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Ensure your bank details or mailing address are up-to-date with SSA to avoid delays.
How Much Will You Receive?
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Average monthly benefit for retirees: around $1,907
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Disabled workers (SSDI): About $1,540/month
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Survivor benefits: Varies, depending on work history and dependent eligibility
(Exact amount differs based on work credits, retirement age, and COLA adjustments.)
How to Check Your Exact Benefit Amount
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Log in to your “my Social Security” account at ssa.gov — it shows your monthly benefit, payment history, and upcoming dates.
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Sign up for email or text alerts, or request mailed statements if needed
What to Do if Your Payment Doesn’t Arrive
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Wait 3 business days before taking action.
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If it’s still missing:
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Double-check your bank account for any holds
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Contact Social Security at 1-800-772-1213
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Verify/update your direct deposit info or personal details
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Extra Value: Supplemental Security Income (SSI) Notes
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SSI recipients typically get payments on the 1st of each month.
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August 2025 is special: Due to Labor Day falling on Sept 1, SSI gets two payments in August:
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For August benefit: August 1
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Pre-payment for September: August 29
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Direct Deposit vs. Paper Checks
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Direct Deposit: Most beneficiaries get payments instantly on the scheduled date.
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Paper Checks: May take 2–5 business days longer depending on location.
💡 Tip: SSA strongly recommends direct deposit to avoid delays.